Cash My Credits

FAQ

Unsecured personal loans are perhaps online loans and the amount
that you can avail from anywhere in the range of $2500 – $25000, and $25000 for
Unsecured Business Loans. Further, it can be used for several expenses such as
emergencies.

Also, many factors determine how much you can borrow such as
income, laws, and regulations of the state where you are living.

Further, unsecured personal loans are also known as signature loans
as no guarantor or collateral is required for getting the funds.

Also, it is considered a quick & convenient way of getting a
loan in a short period.

The best part is that you can apply for an unsecured personal loan
from CashMyCredits INC in a hassle-free manner from anywhere using any device
that you might be having.

Lastly, with an unsecured personal loan, the collateral guarantee
is not present, and therefore there is a high risk for lenders. Thus, it tends
to have high-interest rates as compared to secured loans. 

The eligibility for getting an unsecured personal loan can vary based on the lending regulations of various states.

However, there are some common criteria that you need to comply with to get funding for an unsecured personal loan.

These include having a regular income, valid identification & a bank account.

Further, you don’t need to have a very good credit score to get an unsecured personal loan. However, the higher your income, the more chance you will have to get an unsecured personal loan.

So, in case you have any queries, then you can fill out our online form and you will get the answer to your query shortly.

Also, once you are approved for the funds, then you can get them easily through the online medium with zero contact. 

Under the unsecured personal loan category, you can borrow anywhere between $2500- $25000. On the other hand, under the unsecured business loan category, you can borrow the amount ranging from $25001-$100000. Further, the loan amount you can avail would be based on the creditworthiness of the individual such as employment information, income as well as several other factors. 

To get an unsecured personal loan,
you can visit CashMyCredits.com and then fill up the web form present over there. 

To get an unsecured personal loan,
you can visit CashMyCredits.com and then fill up the web form present over there. 

Similar to the fees & rates associated with the loan, the repayment method would also be determined once the loan transfer is done.

In most cases, the loan withdrawal amount is debited directly from the bank account on a fixed date.

You just have to make sure that the required money is available in your bank account on that particular date such that you don’t have to pay late fees. Other payment options would also be available depending on the situation. 

We at CashMyCredits suggest that you don’t take any kind of
unsecured loans if you are not able to repay them.

Also, you would be subjected to different collection efforts to
recover your loan amount.

Other than this, you would be at risk of losing your credit score
completely.

One thing you also need to keep in mind is that interest would be
incurred till the time you haven’t paid the loan.

So, don’t borrow any amount that you are not able to repay, and
keep the loan repayment amount in your account on the specified date of
repayment. 

If you have any concerns or questions about your Loan, then they would be addressed by our Loan Department team.

Other than this, you can reach out to us through call or email through the details that are available on the contact us page. 

We at CashMyCredits tend to have a high success rate when it comes
to loan approval.

But still, there are situations in which a loan is denied.

Further, we won’t be able to provide you with a loan if you don’t
meet our criteria for getting an unsecured personal loan or if you are
currently in bankruptcy.

So, in case you feel that your loan has been denied not due to any
financial constraints, then you can report about the same through the contact
us page. 

Once the loan gets approved, then you will get an email with the details about how you can proceed further. Other than this, it is important that you have 450 points or above to get approval. 

Personal information is very important as it helps out in evaluating the loan approval limits.

Other than this, we also understand the fact that online loan requires utmost privacy, security & online protection. Hence, we tend to use TLS/SSL encryption.

Thus, we are fully committed to ensuring that your information is completely secure & safe.

You can also go through our lending & privacy policy to identify how we keep your identity secure & safe. 

Yes, we can lend unsecured personal loans even if you don’t have a perfect credit score.

Also, we consider several aspects other than just credit score such as income, employment & other factors.

Thus, past credit issues won’t stop you from getting a loan from us. 

Yes, we are the direct lender. Other than this, we can help you to connect with other lenders as well.

So, if in any case, we are not able to fulfill your requirement, then other leaders would assist you with your needs. 

We serve in all 50 states. Thus, you can go ahead and perhaps apply for the loan right away. 

We offer loan extensions & renewals but it is subject to state policies & laws. So, if in case you have not paid the loan in time, then we can provide you with specific extension or repayment options. 

We at CashMyCredits are specialized in providing loans to those
people who don’t even have a good credit score.

At our organization, we provide 3 options to everyone who gets
partially approved.

The First option we provide is the Credit Check. On the
other hand, the second option that we provide is Bank-verification and
in this, you would have to provide us with bank statements for the last six
months.

The third option that we provide is depositing an Advance First-Month
Installment
as a part of the verification and you will get about 60 days to
pay the next installment.

The best part is that you don’t have to pay any kind of processing
fees on the loan taken. All you would have to do is pay the loan amount on
time. 

Currently, it is the best time to take a loan as you are already on our website and obviously you do have interest in getting a loan.

So, you can request a loan anytime on our website at your convenience.

Once we get all the information regarding your loan, then your request for the loan would be processed and further you would be notified through email or text messages. 

Yes, once you have paid the loan installment for the first 3 months, then you can pay the rest of the loan in one lump sum amount without any kind of pre-penalties. 

As compared to secured loans, unsecured loans don’t need any kind of collateral. But, you still have to pay high-interest rates depending on the credit that you might be having.

So, due to regulations & laws, the cost of borrowing an unsecured loan would boil down to your lender as well as the state in which you are living.

Further, once the loan is approved, then you will get a loan agreement that will outline all the fees & interest rates associated with your loan. 

You won’t be getting any loan amount less than $2500. However, you should keep in mind that you may find small loan amounts but for that, you would have to pay almost double or even more than that.

But on the contrary, if you take a minimum loan of $2500, then you would just have to pay 11%-35% APR depending on the state where you are living.

So, after knowing all the facts, you can take the decision that is best suitable for you.